If you are facing any debt-related situation or your financial health is decreasing due to unpaid medical debts from browsers then you can contact Capio Partners to fix your financial health due to unresolved medical bills.
In this article let’s find out whether Capio Partners LLC is a legitimate debt collector or not and I will also show you some Capio Partners lawsuits and how they affect your credit scores.
What Is Capio Partners?
Capio Partners is one of the leading debt-collecting agent services in the United States. Suppose you don’t pay your medical bills and the creditor forwards or sells your debt to a third-party debt collecting agency where they take legal actions to collect debt from you. Capio Partners LLC is one of the debt-collecting agencies.
Capio Partners collections website (www.capiopartners.com) was released in 2008. The headquarters of this agency is located in Sherman, Texas. There is another head office located in Duluth, Georgia.
After its launch, it has become the largest purchaser of medical or healthcare debt in the United States.
| Company Name | CapioPartners LLC. |
| Website |  https://capiopartners.com/ |
| Management | Jim Richards is the ChairmanBrian Davis and Mark Detrick are the CEOChelsea LeBlanc Is The Compliance Manager |
| Headquarters | 3400 Texoma Pkwy #100, Sherman, TX 75090, United States |
| Contact | +1 903-892-7400 |
| Company Type | Debt Collecting agency |
| Opening & Closing | Monday – 8 am–7 pmTuesday – 8 am–7 pmWednesday – 8 am–7 pmThursday – 8 am–7 pmFriday – 8 am–5 pmSaturday – ClosedSunday – Closed(Hours might differ) |
Is Capio Partners A Legitimate Service?
If you think that all debt-collecting agencies are rude and harassing consumers then you are not completely wrong. Capio Partners BBB (Better Business Bureau) scores are very bad, it has only 1 star out of 5 stars. There are too many complaints about these agencies.
The B rating of this agency on the BBB profile affects its reputation and legitimate qualities. There have been more than 500 complaints in the past three years on the BBB platform.
However, it helps their clients to understand medical debts and the possibilities to recover the debt. They not only show you the path to recover your debt but also they will take control of your financial condition. The agency specializes in healthcare debts and collecting pending or unresolved debts from healthcare providers.
Capio Partners Services
If you are wondering if Capio Partners is real or fake then let me tell you this is a 100% real agency they will tell you their headquarters address and contact information. You can also search and see the Capio Partners photos and reviews online. If you are interested in their service then here are some of their services.
1. Take Care OF The Financial Health Of Creditors
Creditors or health care services don’t like having debts from consumers This agency will help you by providing you with some best options to take back your money and their professional agents will work on your situation and create a plan that works for you.
2. Help Debt Browers To Find A Solution
Capio Partners will provide their consumers with several solutions for the debt they owe to health care. If you are unable to plan your debts and don’t know the consumer’s rights or financial plans, then they will help you with a genuine solution that you need to take charge to fight your debt which can affect your credit scores.
3. Help You To Understand With The Collecting Letters
If your clients can’t understand their huge medical bills and they call you with their angry and confused faces then Capio Partners will help your customers to understand how to manage debts.
What is the impact of this on your credit score?
We are all aware of how debts affect our credit scores. If you are unable to pay your medical bills and if your medical bill creditor sells your debt bills to the Capio Partners then ‘ Collecting Account’ appears on your credit report.
If the Collecting Account report stays on your credit report then it can lower your credit score by 100 points. And with this credit score, you can’t get a good loan at a lower interest rate from anywhere. They also have the power to report your debt as Experian, TransUnion, and Equifax these three major credit bureaus.
How To Resolve Your Debts From Capio?
Removing credit debts from CapioPartners LLC is not hard they offer online debt payment on their website. There are a few options to resolve your credit scores.
The most effective way is to call Capio Partners’ phone number (+1 903-892-7400) and ask them for a negotiation on your medical bill debt amount. If you successfully perform the notation process then you can remove your debt account from your credit report.
There are a few things to remember before taking any step
- Know your rights as a consumer.
- Tell them that you want a goodwill deletion.
- Ask them for a debt validation.
- If they call you before 8 a.m. or after 9 p.m. then you can file a complaint against them.
- If they harass you over the telephone.
- If they contact your friends and family members regarding your debt here also you can charge them.
- Always check the right information because there are lots of complaints about Capio Partners scams.
- If they use any abusive language then you can take action.
If you want to know more about your rights then you can explore the FDCPA rights to get an upper hand against these loan collectors. Most debt collectors try to scam you and they think that people don’t know debts and rights.
Capio Partners Reviews
Capio Partners has an overall bad review on the internet. As I said, it has over 500 complaints on the Better Business Bureau also it has 1000+ complaints on the Consumer Financial Protection Bureau database.
People file complaints against them for harassing behavior, Inaccurate debt reports, improper communication tactics, misleading information, etc. If Capio Partners did any of these to you then you are eligible to file a counterclaim which is $1,000 in compensation of the FDCPA by Capio. Also, there are many Capio Partners Reddit reports which you can see.
CONCLUSION: Capio Partners Is Scam Or Legit?
In the end, I can tell you that Capio Partners LLC. Is an authentic agency it is not a scam. It will help you with your financial problems and provide you with solutions. However, as you can tell by the reviews the reputation is very bad and the BBS score is not good either.
There are lots of complaints about the Capio debt collection. Therefore it is recommended to pay the Capio debts to save your credit scores and save you from any harassment. If you have any questions regarding this article then feel free to tell me in the comment section. Also, read these articles…
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